Paystack

Unclaimed profile

Online and in-person payment acceptance for businesses in Nigeria.

Payment service provider Payment gateway paystack.com

Unclaimed profile

Our team created this profile from the company's own public materials (captured 24 Oct 2026). The company hasn't reviewed it yet, and every capability shown is labelled with its source.Sources: paystack.com/, paystack.com/terminal/, www.cbn.gov.ng/PaymentsSystem/PSPs.html, paystack.com/pricingWork at Paystack? Claim this profile for free, or request a correction or removal.

Overview

Paystack offers businesses ways to accept payments online and in person, including cards, bank transfers and USSD, according to its website. It also offers recurring payments and a developer API.

Products and capabilities

Each capability shows what the provider states, its qualifiers, and how far it has been verified. Expand a row for details.

Paystack Payments

Online payment acceptance with recurring billing and fraud tools.

API: AvailablePricing: Not disclosed

Documentation ↗

Dedicated virtual accountsSupportedPublicly stated

Pricing

Fees as published by the company, with the page and date they were captured.

General

Local payments (cards, bank transfer, USSD)₦100 waived for transactions under ₦2,500: 1.5% + ₦100, capped at ₦2,000
International cardsCharged and settled in naira by default; USD settlement available: 3.9% + ₦100
Dedicated virtual accounts: 1% per transaction, capped at ₦300
Transfers up to ₦5,000: ₦10 per transfer
Transfers ₦5,001 to ₦50,000: ₦25 per transfer
Transfers above ₦50,000: ₦50 per transfer

Paystack Terminal

Card payments on terminal: 0.5%, capped at ₦1,000

Regulatory and compliance evidence

Regulatory licences

Switching and processing licence
Central Bank of Nigeria
Under review
Holder
Paystack Payment Limited
Reference
Not disclosed
From an official register: cbn.gov.ng/PaymentsSystem/PSPs.html · captured 24 Oct 2026. A reviewer is confirming it.

Certifications and compliance

No certifications disclosed.

Platform verification covers only the claim and scope stated. It does not replace a regulator, an auditor or your own due diligence, and it is not an endorsement or an approval by any financial institution. Methodology

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Products and capabilities

Each capability shows what the provider states, its qualifiers, and how far it has been verified. Expand a row for details.

Paystack Payments

Online payment acceptance with recurring billing and fraud tools.

API: AvailablePricing: Not disclosed

Documentation ↗

Dedicated virtual accountsSupportedPublicly stated

Pricing

Fees as published by the company, with the page and date they were captured.

General

Local payments (cards, bank transfer, USSD)₦100 waived for transactions under ₦2,500: 1.5% + ₦100, capped at ₦2,000
International cardsCharged and settled in naira by default; USD settlement available: 3.9% + ₦100
Dedicated virtual accounts: 1% per transaction, capped at ₦300
Transfers up to ₦5,000: ₦10 per transfer
Transfers ₦5,001 to ₦50,000: ₦25 per transfer
Transfers above ₦50,000: ₦50 per transfer

Paystack Terminal

Card payments on terminal: 0.5%, capped at ₦1,000

Regulatory and compliance evidence

Regulatory licences

Switching and processing licence
Central Bank of Nigeria
Under review
Holder
Paystack Payment Limited
Reference
Not disclosed
From an official register: cbn.gov.ng/PaymentsSystem/PSPs.html · captured 24 Oct 2026. A reviewer is confirming it.

Certifications and compliance

No certifications disclosed.